The Idea

The story of Summit Mortgage Corporation is a story about people. It began with two people and the idea that putting people first is a foundation for long-term success. This idea led to a company model that was designed from a Loan Officer’s point of view; a view which allowed our sales force to focus on providing the one-on-one personal relationship with customers that was absent at the large banks that dominated the market at the time.

While working in the financial services industry, Robert and Diana Carter’s desire to have a much more personal experience for their clients without sacrificing stability, expertise and technology wasn’t found at the companies they worked for, so they decided to start their own.

The Promise

Since 1992, Summit Mortgage has operated under the philosophy of putting people first. Although the company has grown into a premier national lender, the promise the Carter’s made to their customers on day one still exists. As CEO Robert Carter puts it, “Our job is to help people get the best home loan possible, at a competitive price, while taking care of them as if they were a member of
our own family.”

This simple yet vital core value isn’t limited to customers only. Helping people is a part of our family culture that extends to our employees and our communities. Excitement about helping customers is something Summit looks for in all of our employees, a quality that is often returned by owners that take great pride in seeing their employees succeed both personally and professionally.

Today, Summit Mortgage still operates as a privately-owned, direct seller to agencies as well as a correspondent to multiple investors. We’re proud to offer the advantages and tools of a large, financially secure lender, with the agility and small company feel that allows us to continue creating exceptional experiences for our customers and employees.

  • 20+ Years of Excellence

    Originally started in 1992 by Robert & Diana Carter. The Carter’s still own & operate the company today.

  • Nationwide Branches

    Summit Mortgage is currently licensed in 16 states and has branches from coast to coast.

  • Privately-Owned Direct Lender

    We focus on perfecting the process and the experience, not growing portfolios and pacifying shareholders.

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